Joseph M. Gillis is an experienced Branch Manager with MLB Residential Lending, LLC (NMLS #223042) in Kenilworth, New Jersey. With over 20 years in the mortgage industry, he has helped thousands of individuals and families reach their homeownership and financial goals. He earned a Bachelor of Arts in Finance and Economics from Rutgers University, holds an MBA from Baruch College at the City University of New York, and completed a Mini-MBA in Social Media Marketing through Rutgers in 2012. Fluent in Spanish and a licensed private pilot, Joseph emphasizes long-term relationships built on trust, repeat clients, and referrals. His team supports first-time homebuyers, homeowners looking to upgrade, and those seeking refinancing solutions. They offer expertise in Conventional, FHA, VA, and rehabilitation loans, along with free educational training focused on budgeting and credit improvement.